Short-Term Business Loans: up to $7.5 Million
Apply today for short loans for businesses of up to $7.5 million in funding. Aquamore provides competitive rates, flexible terms and total transparency with our commercial finance opportunities. Ask your finance broker to apply now to begin your application for a commercial finance facility. We review loans quickly, and are renowned for providing fast approvals to aligned applicants.
Aquamore’s Competitive Commercial Loan Rates
Access up to $7.5 million in short-term commercial loans in Australia through approved mortgage brokers.
Our funding solutions provides businesses access to competitive first and second mortgage rates, which is often an alternative to raising capital. Here’s a snapshot of Aquamore’s commercial lending rates in Australia:
- Up to $7.5 million in available funding*
- Up to 24-month loan term
- Maximum 75% Loan to Value Ratio
We are Australia’s premier private commercial lender specialising in providing businesses with short-term business loans. Aquamore is backed by a wholesale funding facility that enables us to provide competitive, flexible, reliable short-term finance solutions to businesses Australia-wide.
Our commercial finance solutions are utilised by businesses for a wide variety of applications. Have your finance broker get in touch to discuss whether we can support your business objectives.
How to Qualify for a Short Loan in Australia
We assess all short-term lending applications on a case-by-case basis. Whether a business is brand new, has limited revenue, or suffers from bad credit, we are here to help.
As commercial loan specialists we will discuss your circumstances judgment-free and then explain your options. We provide a repayment term in line with the risk profile of your business.
Most short-term loans are settled within a year but can be paid for as long as 24-months. Feel free to raise questions about repaying your short-term finance with your commercial loan service provider.
Use our secure online form to apply for short loans.
Expect a response within 48 hours of your request.
Gain access to your loan and push forward with your business objectives.
The Benefits of Short-Term Business Loans
There are many reasons you may want to choose commercial financing. Not least as they may provide the freedom and flexibility to support your business objectives through a low-risk financial solution.
Improve Cash Flow
You can get large business loans with quick approvals. This is favourable for high-volume smaller businesses. You get new cash flow and from that you bolster your budget.
Invest in New Technology
Gain a competitive advantage with a cash lump sum to invest in new technology. Whether this is hardware or software, you can future-proof your organisation’s internal structures with cutting-edge technology.
Kickstart a Hiring Spree
If you want to hire top talent, a cash lump sum can help you hire the employees who’ll fuel your success story. With short-term business finance, you may get the funds necessary to salary benchmark and meet staff expectations in a competitive job market.
Overcome Credit Score Concerns
If you have a low credit score, it can block you from accessing traditional bank loans. With short loans, it is still possible to receive a quick approval.
The rate depends on many factors. These are accessed as part of your application. However, the commercial loan rates we offer may be from 6% p.a. (depending on a risk profile), with up to 24-month loan term, and a maximum 75% loan to value ratio (LVR).
Please note, there are also no repayment penalties for small businesses using our products.
Aquamore does not operate like Australian bank lenders. We have an open policy to eligibility to encourage a flourishing local economy across the country. We work on a case-by-case basis to determine whether your client is eligible. Our response time for quick business finance is often within 48 hours.
We will consider the property collateral presented to us. We will only consider applications with a commercial purpose for the transaction.
Our turnaround can depend on various factors, but we endeavour to provide a response to applications within 48 hours. However, due to some circumstances it may take several working business days.
We tailor each loan and its terms for every customer. This means the repayment schedule will be unique for all our customers and their circumstances. To help ensure a smooth process, please aim to provide clear details on your specific circumstances.
Based on this information, we can supply a product that has a repayment schedule to match specific needs.
*Disclaimer: Eligibility and approval are subject to credit assessments and not all amounts, term lengths and rates are available to applicants. Fees, terms and conditions apply.
