Established in 2016, Aquamore is an Australian private lender, specialising in fast, flexible, and competitive short-term business finance. Some time ago, we recognised that traditional lender’s unflexible loan criteria and processes were impeding Australian SMEs from receiving commercial lending solutions to support growth.

That’s where private lenders provide can provide an alternative form of finance.

Aquamore’s flexible short-term funding solutions, including property acquisitions, debt consolidation, and rapid refinancing, provide businesses with valuable alternatives where traditional banks may not be an option. We work to make our lending application process as seamless and efficient as possible so that more Australian businesses can receive funding to help realise their goals and grow.

The Aquamore team has a team of highly skilled finance professionals, including a national team of Relationship Managers dedicated to workshopping and supporting the loan application process. Find out more about our team here.

The Aquamore team is small but exceptionally skilled and experienced. The team includes Business Development Manager Rachel Walsh, who is based in Queensland and joined the team after a successful career in second-tier lending.

Our Sydney-based Business Development Manager, Richard Planca, has a strong background in development finance.

A member of the Women in Commercial Finance Forum (WCFF), Business Development Manager, Deepti Alurkar, is located in Melbourne.

Our Head of Third Party Distribution, Matthew Porch, joined us following various relationship and credit roles at one of the big banks. As part of his Sydney-based role here at Aquamore, Matthew ensures a smooth end-to-end service for referral partners.

Aquamore has a robust, institutionally-backed warehouse that enables the company to provide larger ticket commercial finance facilities (up to $7.5M) to businesses to support growth.

Aquamore is committed to an efficient, streamlined loan application process Aquamore loan applications are undertaken by brokers acting on behalf of SMEs, not with SMEs directly. Forms can be found here. Alternatively, a Relationship Manager can assist with the application process.

We understand that most businesses require funds quickly. To support this process, we have a streamlined approval process. In addition, we’re renowned for assessing applications quickly and providing funding to successful applicants as soon as possible.

Aquamore provides commercial finance solutions to Australian SMEs. Click here to learn about some Aquamore case studies. Please keep in mind that although we provide loans to SMEs, it is the brokers who need to apply on the business’s behalf.

One of the reasons we established Aquamore was because we could see how the industry was set in its ways. A more flexible, open-minded approach to lending was required, and we were the right business to make that happen! That’s a long way of saying that we review every loan application on its own merit. However, as a guide loans typically start at AU$300,000.

Aquamore is well-aligned to support businesses seeking fast, flexible funding of up to $7.5M As mentioned above, each loan is assessed based on its own merit utilising a judgemental credit approach.

Aquamore does not lend directly to businesses. Instead, all funding requests come through finance brokers on behalf of business clients. This system makes the process as efficient as possible for all parties.

Yes. Brokers that successfully fund a commercial finance facility on behalf of their client will receive a commission from Aquamore. This is standard industry practice.

No, Aquamore is not a traditional lender. Conversely, the company is a private lender, which enables businesses access to fast, flexible commercial finance.

Aquamore is renowned for its:

• Speed: Aquamore is renowned for its speed and efficiency in processing applications and providing aligned companies with finance solutions.
• Simplicity: Aquamore is dedicated to ensuring that all aspects of the application are straightforward, without extensive red tape. This includes requiring minimal documentation.
• Flexible loan amounts: Aquamore is flexible in loan amounts, providing tailored commercial finance solutions from $300K – $7.5M.
• Competitive rates: Aquamore provides competitive, transparent rates.
• Flexible terms and conditions: Aquamore is flexible in its approach, credit assessment, loan criteria and repayment schedule.

SMEs and large businesses may turn to non-traditional lenders for faster approvals with more flexible loan terms. Unlike banks, private lenders, such as Aquamore are typically more open to different credit profiles and payment terms. less stringent documentation, and varying loan structures that can be tailored to suit a business’s individual requirements.