Self-Managed Super Fund Property Investments
Aquamore provides competitive SMSF loan rates. Access between $300k and $7.5 million in secured investment funds to advance your portfolio.
A self-managed super fund property investment offers greater independence for your financial decisions. Invest or refinance—we offer accessibility, flexibility, and quick approvals. Contact us today to apply for competitive SMSF loans.
The Benefits of SMSF Loans
SMSF loans are a special type of property loan where a self-managed super fund is used to make investments. It may allow you to grow your portfolio faster, target high-value assets, and access lower tax rates.
Unlock the lucrative potential of self-managed super fund property loans. If you are looking to enhance your portfolio or enter the property market, expect these advantages.
- Take control of your finances—choose the asset or property you believe will benefit your goals
- Repayments can come from rental income
- SMSF trustees have 100% control of investment choices
- Diversify your investment portfolio
- Access high-value properties
- Potential tax benefits of a superannuation loan (including paying lower tax on rental income, which can be as low as 15%)
- Other tax benefits can include paying as little as 10% on capital gains tax
- Explore opportunities in commercial, residential, or rural properties
Remember, managing an SMSF fund is complex. You will benefit from expert guidance from a financial and legal perspective to maximise the opportunity.
Choose Aquamore for Leading SMSF Lenders – Access Loans From $2 to $3 Million
Since 2016 we’ve provided expertise, transparency, and independent advice to hundreds of businesses. Join them to make the most of your future financial opportunities.
Competitive Borrowing
We offer generous borrowing opportunities for SMSF loans. Access between $300k to $7.5 million to support lucrative new property investment opportunities.
Loan Flexibility
Our application process is hassle-free. If documents are unavailable when your broker applies, they can simply provide them later in the process. It does not hinder an application.
Quick Approvals
Our online application process is quick and straightforward. Approvals can be within 48 hours for competitive SMSF loan rates and terms—we strive to keep fees low.
Variable Loans
Access flexible financial solutions. Our rates are often lower when compared to fixed-rate alternatives. If interest rates drop you may also access lower repayments.
Supporting the Australian Economy
Our mission is to support the economy, especially small and medium-sized businesses in Australia.
Register your interest in Self-Managed Super Fund Loans
Contact our expert team for independent advice on SMSF lenders. If you need details regarding self-managed super fund loans or would like an information memorandum, please get in touch.
The Eligibility Criteria for SMSF Borrowing
These are the mandatory requirements to meet for this financial solution*. You must adhere to these criteria for a successful application.
- Your fund provides retirement benefits to members and not relatives or business partners
- Investing in property owned by a fund member’s relative is not permitted
- No SMSF trustee or fund member relative can live in the property
- No SMSF Trustee or fund member relative can rent the property
- Minimum net assets of the SMSF at $200k
- The borrower must have a deposit and certain loan-to-value ratios (LVRs may apply)
*The Australian government imposes strict rules on SMSF property lending. Please note, Aquamore is not a financial advisory firm. We recommend you seek expert advice from a certified Australian financial planner with an Australian Financial Services License (AFS).
It is a private, special property loan type. With a successful application, you can use self-managed super fund lending cash flow to buy properties as an investment. This is different from home loans as capital/rental gains go back into the fund.
Instead, SMSF finance is an investment where the fund holder uses it as a deposit. This way they can make purchases on the likes of SMSF loans for commercial property.
This financial solution suits anyone looking for more control over their investments. The fund holder can make decisions for greater flexibility and financial independence.
However, it is beneficial if the loan holder understands superannuation rules and investment principles. This way they can be more certain of improved returns. Even with this knowledge, it is still wise to consider professional financial advice before applying.
The rates are on a case-by-case basis but start from 9.95%. The amount for your specific financial solution would be revealed during an application.
The documents you will need to supply are:
- Financial information demonstrating your ability to meet repayments
- A certified copy of the self-managed superannuation Trust Deed
- A certified copy of the Custodian Trust Deed
- Contract of sale – full copy
Some Australian banks may provide this type of loan. At Aquamore, we are a non-traditional Australian SMSF loan specialist. We offer flexibility and fast approvals for investment opportunities.
Aquamore can provide anywhere from $300k to $7.5 in loans. The total amount will vary from one application to the next depending on your specific set of circumstances.
