Short-term Bridge Loans
Loan bridging benefits
Bridging finance delivers many advantages and can be utilised in a number of circumstances.
- A short-term property loan may be used to complete an unfinished development project in order to release previously restricted capital.
- Bridging loans can enable investors the funds required to purchase land or property before or at auction.
- These funds often provide a source of capital that isn’t available through a mainstream lender due to restricted credit appetite.
Short-term bridging loan terms and repayments
Terms and repayments of short-term property funding will depend on the individual circumstances of the organisation applying for the loan. The loan amount available ranges from $300K to $7.5M.
Interest rates on bridging loans
Interest rates vary depending on the loan type, amount, term, LVR and usage. Click here for more information.
The safe, secure online application is intuitive and easy to use.
We assess applications as quickly as possible – often within days.
Release your equity and start growing your business the way you planned!
Why businesses prefer Aquamore for short-term bridging finance
Aquamore is an established private lender providing commercial finance to SMEs, property developers, and investors.
Founded in 2016, Aquamore offers institutionally-backed, property-secured commercial finance (business and property), bridging loans and land-bridging finance. The Group has no industry or postcode restrictions and will consider credit-impaired borrowers.
The company distributes exclusively through brokers and has a comprehensive product suite. Click here for more information.
In contrast to traditional financial lenders, Aquamore is renowned for delivering quick, competitive, and flexible lending solutions to support businesses, nationwide.
Aquamore has now partnered with some of the largest aggregators in Australia, giving their brokers direct access to our funding lines.
Short-term bridge loan case study
The following short-term business bridge loans case study highlights one example where we supported business growth. Have your finance broker contact us to discuss your specific short-term bridging finance project for a more detailed overview of representative rates and terms.
Every short-term financing is unique. Business borrowers are increasingly seeking short-term funding to support their next venture. This particular client utilised Aquamore’s capital bridging finance for a real estate development project:
Usage: Short-term property finance enabled an Australian-owned building company specialising in developing affordable housing to secure five building sites located in QLD and NSW.
Amount: $3,490,500
Purpose: Land purchase for several affordable investment property housing developments.
Term: 12 months
LVR: 60% interest paid monthly
Loan structure:
- First registered mortgage security over all five properties
- First Ranking General Security Agreement over all the assets and undertakings of the Borrower
- Share mortgage over the borrower
- Directors’ and/or Personal Guarantees of the borrower
Contact us about bridging loans in Australia
Have your finance broker connect with a Business Development Manager today.
A short-term commercial bridging loan provides finance to businesses for a range of purposes.
All Australian lenders have their own nuances and requirements. Applying for a short-term loan with Aquamore is straightforward. The finance broker applies for a loan on behalf of the borrower. This application is assessed, and, following the necessary due diligence, the application is either approved or declined. We strive to make the application process and assessment efficient and painless.
Aquamore is renowned for providing solution-based short-term finance facilities to support business growth. The lender is increasingly preferred by aggregators, brokers and direct borrowers seeking fast, flexible commercial finance.
Businesses can enquire about commercial funding through their finance broker. The national Business Development Team can be contacted here.
Businesses can enquire about commercial funding through their finance broker.
Bridging loans traditionally use equity in your existing property, so a deposit is not always necessary.
Aquamore typically provides loan terms from 1 – 36 months.
In the right circumstances, a loan can be extended subject to standard rollover terms.
Rates vary on the amount required, term of the loan, LVR and product type.
Again, the loan rates vary on the amount required, term of the loan, LVR and product type. Aquamore has set fees and charges and a transparent cost structure.
