Bridge Finance Loans for Fast, Short-Term Cash Flow Solutions
Access fast, flexible bridging loans in Australia for fast, flexible cash flow solutions for your next property investment. Bridge the financial gap with Aquamore’s quick application process that can help unlock the potential of your next project.
We offer consistent, competitive, and transparent bridge loans. Start your application now with our commercial finance application form. Approvals are processed in real-time, with prompt decisions.
Types of Bridging Loans in Australia
Our core products offer the following different loan types to suit various business circumstances. For more information, feel free to reach out to our customer service team or speak to an independent advisor, such as a finance broker or accountant.
Short-term Property Finance Loans of $300K to $7.5M
Purchase your next property even before selling or settling it with a short-term bridging loan. With Aquamore, you can receive funding quickly, with flexible terms, and competitive interest rates.
Even impaired credit may not hinder your business objectives as Aquamore considers all applications holistically. With $300K to $7.5M available, access a cash lump sum to advance your next project.
Bridge Finance Loans for Land Secure New Properties Fast
This loan allows for fast and flexible land bridging loans. Investors can move quickly to secure new properties without being limited by cash flow restraints.
This loan type can assist with overcoming delays and allow businesses like yours to continue the momentum with property development.
Aquamore Finance Ensures Fast Bridge Loans for Investors
Founded in 2016, Aquamore has established a nationwide reputation as a reputable private lender for commercial bridge finance loans.
We have partnered with some of the largest aggregators in Australia to ensure finance brokers have access to our funding lines.
Make a quick online loan application and obtain quick decisions. We support businesses of all credit ratings. Kickstart your project with competitive rates and terms.
Use our secure online loan application form to begin.
We will assess your application quickly.
Upon approval, you will have access to funding
Benefits of Bridging Financing For Investment Opportunities
Your business can use a short-term commercial loan to make rapid progress with new investments. With fast approval times and competitive interest rates, an Aquamore loan allows you to take the initiative and expand your development portfolio.
Avoid Delays to Business Opportunities
Bridging loans can improve cash flow to help businesses overcome potential project delays. They are a fast, reliable, and secure solution for investors.
Bridge Loans Offer Excellent Spending Versatility
With a loan you can spend a cash lump sum on a variety of business-related purchases, including land acquisitions. Alternatively, you may choose to cover construction costs, refinancing, or other development essentials.
Facilitate the Speed of Project Completion
Short-term funding is an ideal way to access fast capital to complete time-sensitive deals. With additional cash flow, you can complete investment projects as forecasted.
Affordable Loans with Competitive Interest Rates
Independently of your credit score, you may still gain approval for your next project. You can then advance a project’s momentum with competitive, flexible short-term loans.
Short-term Bridge Loan Case Study: $3M Across 12 Months
A client accessed bridging finance in Australia for a real estate project. After successfully receiving a short-term property finance loan, the business secured five building sites across NSW and QLD.
The total received was $3,490,500 across a 12-month term*. This included an LVR of 60%. The loan structure included first registered mortgage security over the five properties and share mortgage over the borrower.
Apply Now for a Bridging Loan
Have your finance broker connect with a Business Development Manager today.
*Disclaimer: Eligibility and approval are subject to credit assessments and not all amounts, term lengths and rates are available to applicants. Fees, terms and conditions apply.
Bridging finance is a type of short-term loan that businesses can use over a short-term period (usually from a few months to a few years, depending on the lender and your requirements).
Bridging loans are a short-term facility often used to finance time-sensitive opportunities. Common uses include:
- Bridging the gap between buying and selling a property
- Advance payment for bulk purchases
- Investing in equipment to help streamline operations
This type of loan is often utilised by developers and investors for land and property purchases.
A bridging loan is often structured as one facility over two separate properties. After the sale of one of the properties, the facility is:
- Paid down (end debt)
- Distinguished in full (no end debt)
Pending on the lender, the facility may be interest-only or accrue interest, which means repaying the loan from the proceeds of the sale of the existing property.
This type of loan is often used to take advantage of potential opportunities for a substantial purchase (up to $7.5M).
An accountant, in conjunction with a finance broker, is well-placed to advise whether a bridging loan is aligned with your circumstances. This will be dependent on your financial situation, goals and exit plan (ability to replace the loan).
Interest rates vary from lender to lender, and are dependent on the loan amount and terms. A finance broker can advise on different lender’s rates, fees and terms. Aquamore is renowned for delivering flexible funding solutions, with highly competitive rates and fair terms to help Australian SMEs succeed.
