Commercial Finance
Commercial Loan Specialists
Specialising in $300K+ Short Commercial Loans
Aquamore is a non-bank lender providing commercial loans in Australia using real estate as collateral.
Commercial Finance Lender
We are increasingly the preferred choice for brokers with larger, more complex commercial transactions who appreciate efficiency, transparency and competitive rates:
- Exclusively available through mortgage brokers (no direct access)
- Maximum LVR 75% (blue-chip property)
- ‘Sweet spot:’ $500K – $3M+
- Establishment fee of 2.2% taken from loan facility
- 1st and 2nd mortgages (secured via residential & commercial property)
- Commission upon the broker’s discretion
- From 6%p.a. pending risk profile
- Up to 24-month loan term
- Rapid approval and settlement with a sizable funding pipeline from multiple investment funds (not dependent on raising new capital)
Recent Commercial Finance Deals
Extra Commercial Lending Support
Our commercial financial providers offer myriad solutions for supporting business needs that existing cash flow may not deliver, such as:
- Recruiting temporary talent
- Purchasing increased inventory
- Expanding marketing reach
- Increasing working capital
- Financing building purchases
Businesses utilising commercial funding for building spaces often find themselves in a few specific predicaments. The right finance options can assist with:
Property Investments
Investing in property is an important long-term strategy for a ton of companies. This approach has significant benefits for the right firm.
Owner Occupied Building
A commercial loan can help you take advantage of the right lease deal when it comes along.
Refinancing
If you find yourself on the unfavourable end of an existing commercial loan, refinancing may be an option to help you save some money over the life of the loan.
Will you qualify for a commercial loan?
When qualifying a borrower for all commercial finance, lenders take a few factors into account:
- Business Credit Rating
- Purpose for loan
- Proof of income
Unlike many commercial service providers, Aquamore takes a holistic approach when reviewing your business risk profile. As a private lending group, we have the flexibility to provide favourable terms that you simply won’t find at the bank. Whether you have low credit or no credit – Aquamore is willing to review your case for approval. Find out more about Aquamore today.
Is A Commercial Loan The Right Option For Your Business?
This question heavily depends on your specific business needs. Those looking to invest in property almost always opt towards utilise commercial loans to assist them in these purchases. Be sure to consult with a commercial loan servicer such as Aquamore early on in the process to get the best value for your money in your specific market.
Aquamore Commercial Lending
Here at Aquamore, small businesses are our priority. As the country’s premier non-bank commercial lending group providing real estate secure loans, we are here to support and empower small business. We know we can play a meaningful role in their journey to growth and success.
As such, irrespective of a business’s nature, history, or background, we assess all commercial loans on a case-by-case basis. Indeed, we are here to help. If you are a broker keen to discuss opportunities on behalf of your client, contact an Aquamore Commercial Lending Specialist for more information.
