Commercial Finance
Commercial Loan Specialists
Specialising in $300K+ Short Commercial Loans
As commercial lenders, Aquamore uses real estate for collateral.
Commercial Finance Lender
We are increasingly the preferred choice for brokers with larger, more complex commercial transactions who appreciate efficiency, transparency and competitive rates:
- Exclusively available through mortgage brokers (no direct access)
- Maximum LVR 75% (blue-chip property)
- ‘Sweet spot:’ $500K – $3M+
- Establishment fee of 2.2% taken from loan facility
- 1st mortgages (secured via residential & commercial property)
- Commission upon the broker’s discretion
- From 6%p.a. pending risk profile
- Up to 24-month loan term
- Rapid approval and settlement with a sizable funding pipeline from multiple investment funds (not dependent on raising new capital)
Recent Examples of Commercial Loans
Extra Commercial Lending Support
Our commercial financial providers offer myriad solutions for supporting business needs that existing cash flow may not deliver, such as:
- Recruiting temporary talent
- Purchasing increased inventory
- Expanding marketing reach
- Increasing working capital
- Financing building purchases
Businesses utilising commercial funding for building spaces often find themselves in a few specific predicaments. The right finance options can assist with:
Property Investments
Investing in property is an important long-term strategy for a ton of companies. This approach has significant benefits for the right firm.
Owner Occupied Building
A commercial loan can help you take advantage of the right lease opportunity when it comes along.
Refinancing
If you find yourself on the unfavourable end of an existing commercial loan, refinancing may be an option to help you save some money over the life of the loan.
Will you qualify for a commercial loan?
When qualifying a borrower for all commercial finance, lenders take a few factors into account:
- Business Credit Rating
- Purpose for loan
- Proof of income
Unlike many commercial service providers, Aquamore takes a holistic approach when reviewing your business risk profile. As a private lending group, we have the flexibility to provide favourable terms that you simply won’t find at the bank. Whether you have low credit or no credit – Aquamore is willing to review your case for approval. Find out more about Aquamore today.
Is A Commercial Loan The Right Option For Your Business?
This question heavily depends on your specific business needs. Those looking to invest in property almost always opt towards utilise commercial loans to assist them in these purchases. Be sure to consult with a commercial loan servicer such as Aquamore early on in the process to get the best value for your money in your specific market.
Aquamore Commercial Lending
Here at Aquamore, small businesses are our priority. As the premier private lender in Australia providing real estate secure loans, we are here. We know we can play a meaningful role in their journey to growth and success.
As such, irrespective of a business’s nature, history, or background, we assess all commercial loans on a case-by-case basis. Indeed, we are here to help. If you are a broker keen to discuss opportunities on behalf of your client, contact an Aquamore Commercial Lending Specialist for more information.
Frequently Asked Questions
Commercial finance refers to a suite of finance products that provide short or long-term solutions for businesses to meet their targets.
Commercial finance at Aquamore refers to short-term loans starting at $300,000.
Typically this type of financing is provided when a business encounters certain obstacles that might delay or prevent growth. Commercial financing provides a cash injection to help businesses bypass these challenges.
Aquamore commercial finance is available to small and medium-sized Australian businesses that demonstrate a legitimate need.
Mortgage brokers acting on behalf of their clients may apply for Aquamore commercial finance. The online application process is very straight-forward and can be as fast as 72 hours. Simply follow the Apply Now prompts or contact our team for more information.
Here at Aquamore, we provide a range of options, including commercial business loans, commercial property loans, secured business loans and short-term commercial loans.
Aquamore loans begin at $300K to $3-million+. However, we take an open-minded approach to each SME application and can provide loans outside of this range.
Unlike more traditional loan providers, Aquamore takes a liberal approach to the nature and needs of our SME applicants. Provided your need is legitimate and you meet our eligibility criteria, you should qualify very quickly for commercial finance.
Aquamore wants to help Australian SMEs succeed and flourish. We work hard to maintain the most competitive interest rates available at any point in time.
You will require a mortgage broker to act on your behalf. They can apply online for a loan by simply following our prompts and providing relevant information. Supporting evidence will be required. However, this can be provided at a later point if not to hand at the time of application. We work to make our application process as simple and fluid as possible.
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